General Disclaimer
ScoreGuard.AI LLC · Effective date: July 29, 2026
ScoreGuard is self-directed credit repair software. It is not a credit bureau, credit counseling agency, law firm, or lender, and it does not provide legal, tax, or financial advice. Statutory references produced by the platform describe the general legal basis for a dispute and are not advice about your specific circumstances; consult a licensed attorney for legal advice.
No outcome is guaranteed. Score displays and examples on this site are illustrative and do not represent typical or promised results. Accurate, current, and verifiable information cannot lawfully be removed from a credit report by ScoreGuard or anyone else, and you should not do business with any company that claims otherwise.
You can dispute inaccurate information in your credit file yourself, for free. You are entitled to free credit reports at annualcreditreport.com and to assistance from the Federal Trade Commission and the Consumer Financial Protection Bureau.
Third-party names and marks, including Equifax®, Experian®, and TransUnion®, belong to their owners; no affiliation or endorsement is implied.